Family Selection Criteria
The selection of families who purchase homes from Habitat is done
using criteria in a way that does not discriminate on the basis of race,
sex, color, age, handicap, religion, national origin, family status or
marital status. Nor does it discriminate because all or part of income
is derived from any public assistance program.
How are the partner families selected?
Families apply to local Habitat affiliates. A Family Selection
Committee chooses homeowners based on their level of need, their
willingness to become partners in the program and their ability to repay
the loan. Every affiliate follows a nondiscriminatory policy of family
selection. Neither race nor religion is a factor in choosing the
families that receive Habitat houses.
The Federal Equal Credit Opportunity Act prohibits creditors from
discriminating against credit applicants on the basis of race, color,
religion, national origin, sex, marital status, age (provided the
applicant has the capacity to enter into a binding contract); because
all or part of the applicant's income derives from any public assistance
program; or because the applicant has in good faith exercised any right
under the Consumer Credit Protection Act. The federal agency that
administers compliance with this law concerning this creditor is the
Federal Trade Commission, Washington, DC 20580.