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Family Selection Criteria
The selection of families who purchase homes from Habitat is done using criteria in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, national origin, family status or marital status. Nor does it discriminate because all or part of income is derived from any public assistance program.

How are the partner families selected?
Families apply to local Habitat affiliates. A Family Selection Committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families that receive Habitat houses.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Washington, DC 20580.

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